8legs: Marcus by goldman sachs

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Best CD rates today, Tuesday, June 2, 2026: Lock in up to 4% APY today

The current top CD rate identified is 4% APY, with some accounts offering up to 4.1% APY for certain terms.
Rates vary by term and institution, with online banks often delivering higher yields due to lower overhead.
The article advises checking FDIC or NCUA insurance when comparing CD offers.
Penalty terms and minimum deposits are important when evaluating CD options.
Historical context shows CD rates rose and fell with Fed policy changes over two decades.
The piece explains that longer terms typically offer higher rates, but yield curves can flatten in uncertain times.
The article provides guidance on selecting CDs by goals, term length, and institution type.
Investors are urged to compare online banks, traditional banks, and credit unions for the best CD offers.
Inflation is a factor to consider when evaluating CD terms and potential returns.
The article discusses the current rate environment even after Fed rate decisions in 2025 and 2026.
A summary table presents best CD rates for several terms including 6 months, 1 year, 18 months, and 2 years.

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