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world5h ago
Does travel insurance cover war? What Australian travellers need to know as Iran conflict grounds flights
- Standard Australian travel policies generally exclude claims arising from war or military conflict, leaving many travellers uninsured in such events.
- Analysts found no provider offering standard war coverage among 22 Australian travel insurance products reviewed.
- DFAT advisories and airspace closures have sharply increased travel disruption, affecting millions with upcoming trips.
- If disruptions are deemed war-related, insurers may deny claims even for travel delays.
- Passengers may still secure refunds or rebooking rights through airline conditions of carriage or consumer law when flights are canceled.
- Gulf carriers offer limited protections, with no guaranteed hotel or meal support unlike some EU or UK carriers.
- Travelers should avoid canceling bookings themselves to preserve fare terms and potential refunds.
- Experts advise contacting airlines or travel advisors promptly and reading the policy exclusions before lodging claims.
- DFAT, Smartraveller advisories, and travel advisories heavily influence coverage and decision-making for travelers.
- The article urges travelers to consider refundable fares and routes avoiding the Gulf for new bookings.
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