#1
#1 out of 120.2K est. views
business1d ago
A financially independent trader who consistently beats the S&P 500 shares 3 pieces of advice for retail investors in 2026
Mrf.lu and 1 more
- Retail investors should forecast the world 3–5 years ahead and ensure their holdings reflect that vision, now incorporating AI-driven disruption as a core consideration.
- Commit to investing now rather than waiting for a market dip, leveraging compounding to accelerate wealth.
- Increase annual investable capital by boosting income, a driver that accelerates the trajectory toward financial independence.
- AI presents a broad playbook: consider large-cap tech, semiconductor makers, and AI enablers as core exposure.
- Smolinski’s track record since 2007 informs his cautious stance: mix growth bets with risk awareness for the average investor.
- Active trading can work for some, but most everyday investors should favor a simpler, less risky passive approach for long-term wealth.
- Smolinski’s long-running investing career underpins his advice to think about a three-to-five-year horizon and start immediately.
- AI disruption could lift company valuations over the next 3–5 years, a core consideration for portfolio construction.
- Consistency matters: automatic contributions help build wealth by removing emotional decision points and creating steady investing habits.
- Smolinski’s 2025 portfolio gains (about 79%) illustrate the potential upside while reinforcing a disciplined approach to risk.
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