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health1d ago
1 in 3 New Enrollees Chose the Cheapest Health Plans — Here's Why That's a Problem
- California's 2026 health insurance enrollment fell 2.7% from last year amid the end of enhanced federal subsidies.
- About 1.9 million Californians renewed or selected a plan for the first time during this enrollment season.
- Many enrollees shifted to bronze plans with lower premiums but higher deductibles and copays.
- One in three new enrollees chose bronze plans for 2026, up from one in four last year.
- 130,000 enrollees renewing switched from silver or higher tiers to bronze.
- Experts warn high out-of-pocket costs may deter people from seeking care.
- Premiums rose about 10% on average after subsidies ended.
- California provided $190 million in 2026 for state tax credits to aid low-income enrollees.
- A California Health Care Foundation survey shows rising cost strain for households.
- State data indicate a portion of middle-income enrollees canceled plans or reduced coverage.
- CalMatters notes the article was originally published there and republished under a Creative Commons license.
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