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Discover vs. American Express: Which issuer is right for your next credit card?
- Amex offers premium travel perks and extensive benefits, often with higher annual fees.
- Discover cards have no annual fee and often feature 0% intro APR offers.
- Rewards strategies differ: Amex emphasizes travel and everyday premium perks, Discover offers rotating 5% categories.
- First-year offers and sign-up bonuses are a key consideration for both issuers.
- Acceptance and network considerations influence where each card is usable.
- The article advises weighing goals and math to justify annual fees.
- For building credit, Discover offers secured and student options.
- Amex Platinum Card targets high-value travel perks with substantial annual credits.
- Discover Miles card offers flat earn and first-year match opportunities.
- Overall guidance suggests aligning card choice with spending and travel goals.
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